Alternative Overdraft

Alternative Business Overdraft

Faster Payment Solutions revolving credit (alternative overdraft) facility provides the ability for your business to access immediate working capital in the form of a business overdraft.   Our Overdraft facility is available to all Limited companies and is unsecured up to £85,000. Only pay interest on the funds you use, it's a great way to improve cashflow.  Available as and when required!


  • Simple application process
  • Borrow up to £85,000 unsecured
  • 12 month facility
  • Borrow 10-15% of annual turnover
  • Improve business cashflow
  • Only pay interest on capital used

Frequently Asked Question

What can I use the funds for?
You can access the funds very quickly and use for a variety of different reasons, there are no limits how you can use the funds.  It is really is so simple.
How much can I get?
Usually most businesses can be eligible and access funds up to 10 - 15% of their annual (business) turnover.
What security do I need?
No assets, security or collateral is required.  The only real criteria is that you need to be a limited business trading for 3 months or more. Highly accessible for most businesses.